Broken dryer can teach us all a lesson: Jan. 27, 2013

Editor’s note: After this column was submitted, the writer returned home to discover the dryer had broken again. It still is. Stay tuned.

I was motivated a couple weeks ago to start washing the baby clothes I’d hauled/shoved/kicked down from the attic to Baby Girl Roy’s room. You could call this “nesting,” “temporary overcoming of procrastination” or even “gaining an edge in the everlasting battle against laziness,” whichever you choose.

After completing one load, I was feeling pretty good about the fact you can wash three weeks’ worth of baby clothes with less than a capful of detergent, and I even folded and sorted them according to size, something I’d convinced myself probably only happens with first-timers categorizing the haul from their baby showers.

Then the dryer broke.

Tragedy! At the peak of my surely only temporary surge of energy and motivation — when the onesies and sleepers were done but not the socks, pants, bibs or dresses — I, loving and responsible wife that I am, was in the process of switching my husband’s clothes from the washer to the dryer when I realized nothing had happened when I pushed the “Start” button.

I pushed it again. Nothing.

Cranked it around a few times and pushed it again. Nothing.

Checked the lint filter, growled at it, looked behind the unit expecting to find an obvious problem (cat gnawing through a coil?), which I didn’t.

I uttered the fiercest expression of contempt I — as a mother of a 3-year-old — am capable of: “Blast.”

Cold, wet clothes were picked, piece by piece, out of the dryer and placed on hangers to dry on a rack in the basement. As the clothes iron is somewhat of a foreign device in the Roy household (reserved for special occasions, such as weddings), the result was a crop of slowly dried, perhaps-slightly wrinkled clothing that at least was clean, which really was all that mattered.

Seth did some research and discovered the dryer still was covered under the extended service plan he’d purchased from the store almost three years ago. A plan that would expire in about a week-and-a-half.

(Lesson No. 1: Sometimes it pays to buy warranties/extended service plans. My husband has used them for an XBox, Macbook Pro and this dryer. They’re not for everyone all the time, but at least merit consideration.)

My husband put forth a valiant effort to talk to a real person from Bargain Appliance Depot (not actual store name, hereafter referred to as BAD) but kept getting transferred to no-man’s land. He attempted to fill out a form on the BAD website, but it evidently was malfunctioning.

He even went to the BAD store in person, but was told he had to set things up via phone.

So he took his fight to Twitter, which actually proved productive.

(Lesson No. 2: If at first you don’t succeed, try Twitter.)

Nearly a week after the dryer went kaput, a van pulled into our driveway and a man diagnosed the problem. It would require a Super Magical Part (SMP) to fix, which he did not have and it would need to be ordered.

He could install it the following week, or we could have the SMP sent to our home and attempt to do it ourselves.

Preferring to take the risk and have a functioning dryer sooner than later, we chose the second option. In the interim, I out of necessity continued the “hang-clothes-in-the-basement” system, which was more time-consuming than using a dryer but inspired me to use the outdoor clothesline method sometime in the future when it won’t result in, say, frozen dress shirts.

I returned home late Wednesday to the happy news that Seth had successfully installed the SMP in the dryer, which was working.

It did occur to me sometime halfway through this ordeal that washing machines and dryers haven’t been around forever, and that people somehow always have managed to wash and dry their clothes, and that some people probably still prefer not to use dryers.

It does, after all, save money.

Which brings me to Lesson No. 3: Don’t discount the old-fashioned way of doing things. That includes drying clothes, fixing things and even exercising a little patience.

In an instantaneous and tech-driven universe, that can be a hard lesson to learn. But I’m glad I did.

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Sometimes, the late bird gets the worm at a discount: Jan. 20, 2013

It might come as a shock to you, but I happen to suffer from a condition known as procrastination, defined (in verb form) by Merriam-Webster as “to put off intentionally and habitually.”

I was reminded of this recently when my mother-in-law, who reads this column and who may or may not appreciate being referenced here, asked what our family’s plan is for going to the hospital when Baby Girl Roy is born. (In other words, who will watch Big Sister-to-be so she’s not left to freely roam the hospital halls and accidentally barge into a brain surgery to impart her 3-year-old wisdom?)

This monumental event is supposed to occur on or around Feb. 8; therefore, I reason, I have three weeks to think about it. So, I need not concern myself with details until Feb. 5 or so.

Of course, everyone knows storks rarely ever drop off their precious bundles on exact due dates, but I like to bank on that possibility.

The thing is, it’s not easy being a procrastinator, especially if you’re trying to save money. All the nonprocrastinators print the good coupons when they first become available, take up the front of the line during early-bird sales and plan out gift purchases months before the occasion upon which they’ll be given.

It’s very frustrating.

It turns out Sufferers of Procrastination have few advantages in the money-saving universe — but there are a few, mostly thanks to the digital age.

Here is what my research has turned up. Fellow procrastinators, let me know if you have anything to add.

1. Travel deals. Booking hotels, flights, cruises and car rentals last-minute can save you big bucks if you’re willing to take the risk.

Websites such as Expedia, Orbitz and Priceline let you secure deep discounts by booking last-minute — in some cases, the later the booking, the steeper the discount. Hoteliers and airlines are anxious to fill up empty spaces; you, procrastinators, are anxious to have a roof over your head or method of navigating from Columbus to Paris without having to swim the Atlantic Ocean. It just makes sense.

2. Sales. Guess what? Stores have sales just for procrastinators! They’re mostly around the holidays and are branded as “last-minute sales.” However, you don’t need to wait for these momentous/heavily advertised/may-or-may-not-be-legit occasions to save on retail by being a procrastinator: Just wait later than everyone else to buy stuff.

A timely example: As stores begin to display their wares for bikini season — er, spring (also known in Retaildom as January) — winter coats and accessories that all the planners were in a rush to buy in the fall will go on clearance.

You’ve survived one official month of winter without a winter coat. Time to capitalize. (You also could call this “preparing for next year,” which counts as planning in advance.)

At farmers markets and garage sales, the late bird sometimes has a better shot at getting the worm (er, second-hand appliance/sentimental kitschy decoration/wilting head of lettuce), even if it’s not as fat and juicy as the one the early bird gets.

Then there are post-holiday deals, which we all know about. Technically buying those things, too, counts as planning way in advance. (Just explain to Junior that Santa must have misprogrammed your address into his GPS, which is why these Christmas gifts are showing up three days late.)

3. Weddings. I realize this only will appeal to a small portion of the population, but think of how many more days you can spend at Disney World on your honeymoon with the money you save by eloping!

(Note: If you take my advice and end up with family conflicts, please don’t point angry in-laws in my direction.)

4. eBay. Go ahead — be that jerk who outbids everyone else with five seconds to go in the auction.

As long as you walk away with a deal, why join the game early? (Is it too obvious that I’ve been on the opposite end of this scenario?)

All in all, I’ll concede that, in most things, it doesn’t really pay to be a procrastinator.

But for my fellow sufferers out there, I wanted to share a few ways we have an edge.

Now to figure out what to do about that stork.

If you have questions about a money-saving topic, ideas for future columns or tips to share, email me at amroy@ mncogannett.com.

Happy saving,

Abbey

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January deals for the rich, the famous and the savvy: Jan. 12, 2012

As I write this, it’s Thursday and The Rich and Famous (and all their Oscar nominations and snubs, etc.) have been bombarding my life since breakfast-time.

To keep myself grounded and not get too bummed about the fact I don’t own a $10,000 dress (or even a $10,000 car), have a personal assistant (my 3-year-old is much cuter, anyway, when she helps clear the dinner table), or get tailed by paparazzi on an hourly basis (some would say I work with them), I thought it might be useful to focus on ways to be financially savvy this month.

That way, some day when my personal makeup artist, Pierre, is putting the finishing touches on my face before I don my diamond-studded stilettos to slink down the red carpet*, I can scroll through my past e-newspapers of The Advocate and reflect on my frugal days.

However, so as not to double-snub my would-be-Oscar-nominee friends who might be reading this and already are feeling snubbed because they didn’t get the nod they were hoping for**, I shall target this column to both audiences. Read as is applicable to you.

Now let’s talk about things to buy in January.

Every month, I try to check one of my favorite personal finance websites, Lifehacker.com, to see what is on its “Best Time to Buy” calendar. For example: Thanks to department store merchant John Wanamaker in the late 1800s, the “white sale” came into being, and evidently since that time linens are cheap this time of year. Look for discounted sheets, comforters and towels at a department store near you.

In the market to capitalize? Great. Whether you’re used to the red carpet or linoleum floor, here are some other things to nab good deals on in January.

Furniture. According to Lifehacker, many furniture companies release new models in February and August, so January is a perfect time to find the piece of your dreams on sale.

• Oscar-style: Summon Jeeves to your quarters and inform him you will need to take the Hummer limo to Le Furniture Shoppe on Santa Monica Boulevard. Explain that your settee made from the salvaged timbers of the Santa Maria got a scratch last week from your pet Yorkie, Princess, because her personal chef was five minutes late feeding her her organic dog food on a crystal platter. It can be put out on the curb.

• Savvy-style: Check ads for furniture sales and compare prices with local furniture outlets and secondhand stores. Make sure to account for quality as well as price.

Carpeting and flooring. After the holiday rush, businesses are anxious to attract customers during the slow time of year.

• Oscar-style: You’re feeling giddy. Thanks to your faithful perusing of the Bargain Advocate column by some girl who lives in a place called Licking County (“Is that for real?!?”), you have learned it’s a good time to buy flooring and discovered Le Floor Boutique is having a sale on Macassar Ebony, down to $149.50 per square foot from $150. Score! For 9,000 square feet, that’s … well, who’s really counting?

• Savvy-style: Sure would be nice to get that Berber carpet replaced in the family room. It never was quite the same after that incident with the Hawaiian punch. Visit a few local businesses to comparison-shop and be sure to go with something that will suit your family and lifestyle — not just the cheapest.

Suits. Again, it’s a slow time of year for sales and therefore a good time of year for … sales.

• Oscar-style: Wait. Sooo … people don’t have their own tailors?

• Savvy-style: Shop around and invest in a practical style that is well-fitting and of good quality.

Thanks to all for reading. Oscar-style folks, please give my regards to Mr. MacFarlane. For the rest of you: If you have questions about a money-saving topic, ideas for future columns or tips to share, email me at amroy@mncogannett.com.

*This actually would be more of a nightmare than dream-come-true .

**I may have these friends. We just haven’t personally met.

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Freebie fitness means adieu to (most) excuses: Jan. 6, 2012

If you’ve been paying attention to my columns the past few months, you’re in touch with the fact New Baby Roy is expected to arrive on or around Feb. 8.

I wish I could say, as I could with First Baby Roy (also known as Analeigh, now 3 years old), that I’d been taking spinning classes up to the point at which I could no longer fit into my XL T-shirts. But working and chasing around a 3-year-old, and occasionally doing things such as sleeping and eating, seem to have occupied my time, or so I like to say.

Plus, I don’t like the idea of walking on our treadmill when I can’t see my feet.

It also costs money to join a gym, and when my faithfulness at attending a fitness facility is questionable at best for the next couple months, it makes me less inclined to plunk down those dollars.

My point is this: Even if you choose not to use the excuse of being eight months pregnant for not sticking to your workout routine (yes, I realize it’s only Jan. 6), I’ve spoken with enough people, written enough lifestyle stories and read enough parenting magazines to know time and money are barriers to many folks’ New Year’s resolution to get fit.

The good news (well, depending on how you look at it) is you don’t need to have a lot of either to accomplish your 2013 fitness goals.

For starters, take stock of things you have around your house that you can use for exercise routines. Run up and down the stairs a few times; do squats while holding a stack of books; crank up some tunes and dance around the living room. Get your kids, partner and/or pet to join in the fun.

At the Roy household, for example, a favorite exercise-disguised-as-non-exercise involves running circles around the dining room table, performed at intervals of at least two sets of two reps each (clockwise and counter-clockwise) or until Mom or Dad gets tired and thinks of an alternative distraction.

You don’t need a 3-year-old to do the same thing, although it does add a nice laugh soundtrack to the background and make the whole thing seem much more lighthearted.

Other exercises that require nothing but yourself: jumping jacks, pushups and situps, kicks, leg lifts, yoga, Pilates. An Internet search of “at-home exercises” or a trip to the library will yield loads of free resources to help you get started. You also could check out a workout video if you’d like a bit more structure.

Turn everyday tasks into exercise. One easy way to do this is to stand if you’d normally be sitting (while you watch television or fold laundry, for example). Dance while you put away dishes (just don’t drop them). Take a couple extra trips up and down the stairs.

While you’re waiting for your pasta water to boil, do a few push-ups or pliés, which I like to use to hearken back to my ballet days and sometimes incorporate into my morning beauty routine (it’s rather brief).

Invest in some inexpensive exercise equipment. Hand weights, jump ropes, resistance bands and stability balls are all portable and don’t cost as much as, say, an elliptical machine.

Go outside, even if it’s cold. Sledding, walking and snowball fighting mean moving, which is better than sitting on the couch and doing nothing.

There also are driveways to be shoveled and snowpeople to be built.

So bundle up (or if you’re staying inside, dress down) and get started on those resolutions. I’ll be joining you in February … I hope.

Happy saving,

Abbey

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A resolution check-up: How I did in 2012 — Dec. 30, 2012

I’m not going to lie: I winced a little bit and maybe groaned inwardly when I realized it was time to check up on my Frugal New Year’s Resolutions from 2012. Yikes. I couldn’t even remember two-thirds of them, and the one I could, I knew I hadn’t accomplished.

However, in the interest of transparency, I thought I should share with you how I did.

Note: Normally I’m not a New Year’s resolution person, because it seems logical to me that if you want to do something (run a marathon, eat seven servings of veggies per day, hike to the top of Mount Everest, etc.), you don’t need to wait until a holiday comes around to do it.

However, way back in December 2011, I evidently thought a little goal-setting would be good for me. It was, in concept — except for the part in which I was supposed to accomplish my goals.

Here they are, along with my status reports on each:

Set a budget and stick to it. If any of you are familiar with the Twitterverse, there’s a thing called a hashtag, which actually is just a pound sign. You’re supposed to use hashtags in front of words that describe whatever it was that you tweeted about. For example: “Finished all my Christmas shopping and it’s only August. #awesome.”

Here is what my hashtag looks like for this particular goal: “So much for my 2012 resolution to set a budget. #fail.”

Why? I think because it takes time and effort to sit down and go through your bank account and analyze what’s going out and what’s coming in. I never felt like spending that time, and I think deep in the recesses of my mind I really didn’t want to know how much I spent on impulse home décor buys.

How I plan to fix it in 2013: Set a budget by March 1. (Deadlines help, right?) A budget will be especially important this year because our new bundle of joy scheduled to arrive in February will come with a few medical bills. Just a guess.

Go meatless for a week. I’m not sure we ever made it for a whole week (maybe we did … the week we all shared that stomach bug), but I can certainly say we expanded our meatless recipe database to the point where I think even my meat-and-potatoes hubby could survive. (Even if he couldn’t, I bet his co-workers who read this column would figure out a way to hook him up.)

How I plan to fix it in 2013: Continue to add meatless meals to my recipe repertoire.

Master the CVS Extra Bucks system. A big, “Yeah, right, Ab” on that one.

However, unlike Item No. 1, this isn’t a goal I’m too bummed about not meeting. I’ve determined I just don’t have the time it takes to play “the drug store game” well. More power to people who are good at getting free stuff using this system; at this point in my life, it isn’t going to happen.

New for 2013: Make my own baby food. Never done it, but it’s surely cheaper and healthier than buying the prepackaged stuff.

No, we’re not doing cloth diapers. On the plus side, buying clothes won’t be an issue until Baby Girl Roy realizes she keeps getting hand-me-downs from Big Sis.

Which hopefully won’t happen for awhile.

What are your frugal New Years resolutions?

Happy saving,

Abbey

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A Bargain Advocate Christmas: Find deals, be thankful: Dec. 23, 2012

Two days until Christmas, and I actually feel ready.

Thanks to Amazon.com, I’ve only had to do one big-box store shopping run that literally involved grabbing a few sub-$10 toys from random aisles for extended family members whom I don’t think read this column. (If they do and know who they are, they’re good toys, I promise.)

I didn’t really succeed in my goal to put a bunch of time into handmade Christmas gifts, so I’m going to have to save that ambition for next year.

Procrastination and crafts don’t necessarily go hand-in-hand, I’ve learned.

I daresay it might be the first Christmas Eve or Christmas Eve Eve that I haven’t had to make a last-minute shopping run, which is quite a personal milestone.

So with Christmas shopping behind me, I come to another all-important topic: after-Christmas shopping.

Amid my research on this topic, I was slightly disappointed — but not entirely surprised — to learn after-Christmas deals are being predicted to launch as early as Dec. 23, proving to be just as much a misnomer as Black Friday.

According to the website dealnews.com (tagline: “Where every day is Black Friday”), the fact Dec. 26 is on a Wednesday this year, when many people will be back at work, likely will mean “big headlines and discounts, which may be great for getting your attention, but may not always offer the best deals.”

The site predicts your best after-Christmas deals — in store and online — will be on apparel, whose discounts can range from 40 to 90 percent with stacking coupons.

(Note to self: Get on favorite retailers’ websites to search for printable coupons before departing on post-Christmas shopping mission.)

Another good bet probably is electronics, which in some cases see higher discounts after the holidays than they do in the weeks before.

So whether you intend to spend your Boxing Day (that’s Dec. 26) playing with your new toys, returning them or buying them, I truly hope you find it enjoyable.

Which brings me to the lecture portion of thiscolumn.

My duty each week as the Bargain Advocate, as you know, is to share ways you can make the most of your resources; to save money and enjoy life — even if you don’t have a lot to work with.

So, as much as it pleases me to inform you about the fact there likely will be lots of good deals to be had in forthcoming days, I think it also falls upon me to encourage you to take stock of what you do have and be thankful for it.

I’ve been encouraged throughout the past few weeks to hear from readers in various parts of the state who have formed holiday traditions that are precious to them, and it has consistently struck me that although I might not have the largest television or nicest house or snazziest décor, I still have an awful lot to be thankful for — such as my family and health and the roof over my head.

Even if you don’t have one or all of those things, I hope you’ll take time, in the spirit of the season, to reflect on something that brings you joy — something that doesn’t necessarily come in a box or a bag.

Merry Christmas and happy saving,

Abbey

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Find holiday entertainment on the cheap: Dec. 16, 2012

If my 3-year-old and I have been diligent about our special chore every morning this month, the felt snowman in our dining room today should have a little cloth peppermint in his pocket painted with the number nine.

Which is my unique way of saying there are nine days until Christmas.

Maybe you’re still frantically checking items off your “Gifts to Buy” list; perhaps you’re kicking back with a mug of hot chocolate in front of the hearth (or in our case, the fireplace DVD — highly recommended, although less warm) as you listen to Bing croon you into holiday bliss.

Whatever your situation in these remaining nine days — assuming, that is, the world won’t end Friday, which would be a shame — your friendly Bargain Advocate is here to encourage you to enjoy them.

And although the holidays tend to be a trying time for the ol’ budget, the Bargain Advocate also is here to remind you there are plenty of ways to make the most of your holiday without spending a penny — or too many of them, at least.

We have discussed making Christmas gifts, a process that itself can serve as entertainment. But in the cold, dreary days of December, it seems a good time can be hard to come by if you’ve set your funds aside for gift-giving and not trips to the theater or ballet or show.

Take heart! It’s possible to have a good time and save money without being stuck in the house listening to “Santa Baby” for the fifth time in an hour on one of six local radio stations playing 24/7 holiday hits.

My suggestions:

1. Give. Your time, toys, canned food, financial resources — whatever you can think of. Find a toy drive in your area and take the opportunity to teach your child about the importance of giving to others, whether by contributing a gently used toy or purchasing a new one. (It doesn’t need to be expensive.) Seek out opportunities to work in a local shelter or soup kitchen. Collect some canned or non-perishable food and take it to the Salvation Army, or somewhere else accepting donations. Make a card for an elderly neighbor and deliver it with a smile.

2. Find a free event in your area. Look up a local events calendar online or in your newspaper to see what’s happening in your community. Attend a church production or go see a live nativity. Check local museums and art galleries to see what free exhibits are on display. Don’t forget, this can be a good opportunity to expand your horizons and see what’s going on in neighboring counties, too.

3. Look at the lights. Finish dinner, put your PJs on early, pile into the car, and turn on the Christmas tunes. Then go for a drive to check out the Christmas light displays in surrounding neighborhoods. This has been a treasured Christmas Eve tradition for my family for as long as I can remember, but it need not be limited to that particular evening.

4. Plan a night in. Maybe that involves making popcorn, baking cookies, and watching “A Charlie Brown Christmas” in front of the Christmas tree as a family. Maybe it’s playing board games and eating pizza.

I got a nice letter in the mail this week from a reader named Darlene in Galion. “On a few special nights we were permitted to bring a pillow and blanket and fall asleep under the tree while looking up through those bright sparkling lights — but not on 12/24!” she wrote, which made me smile.

Perhaps your “night in” involves breaking a few conventional house rules — like no food in the living room. Whatever it is, if you make a point of planning it — really making it an event — it will seem more special.

5. Go caroling. It’s a step out of some people’s comfort zones (including mine), but why not? I recall at least one occasion when carolers stopped on the doorstep of my parents’ house, and it made me happy to think that some people still do that.

That should be enough to get you started.

Now stop worrying about things you need to buy, get out with the family and make some memories — for free! You have nine days and counting.

Unless the world ends on 12/21/12 … (wink, wink)

Happy saving,

Abbe

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A DIY Christmas — Dec. 9, 2012

I’d hardly be a good bargain columnist if I didn’t devote some space to do-it-yourself Christmas gifts.

This is an art introduced in preschool classrooms but, somehow, as years pass, forgotten as we acquire the capacity to buy things that are boxed, assembled, cleverly displayed and need only to be paid for and wrapped.

Yet, for whatever reason, we hang onto those hand-painted ornaments, no matter how imperfect, long after the store-bought ones are broken, gone, forgotten or all of the above.

Case in point: Aged salt dough ornaments are hung every year on a small tree at my parents’ home, though it’s been a solid 15 years since my brother and I made them. Each Christmas a friend of mine, to her dismay and the rest of her family’s amusement, finds an ornament featuring an elementary school photo — dated haircut, cheesy smile and all — hung prominently and visibly on her tree.

In an era of Pinterest (if you are not familiar, I would describe it as a website where people can share photos of inspiration for crafts, fashion, travel, etc., often along with tutorials for how to make things) and the sharing of ideas online, it’s easier than ever to come up with inspiration for making holiday gifts beyond the traditional ornaments.

I’ll highlight a few of them, but feel free to explore on your own. I’ll categorize them here for easy reading:

1. “In-a-jar” gifts: Attractive and practical, these can range from cookies to soup mix, spices to seasonings. In general, it involves layering the dry ingredients for your chosen finished product (such as chocolate chip cookies) in a canning jar or other attractive container. Attach instructions for making the finished product and voila! Instant, frugal Christmas gift. Just please don’t add the eggs. Inspiration: tasteofhome.com/recipes/christmas-cookies-in-a-jar.

2. Food gifts: My cousin, who is naturally creative in the kitchen, has made cake pops, cookies, snack mix and countless other goodies for our family. My husband enjoys making peanut butter fudge to give to extended family. One thing you can say about food gifts: Chances are, they won’t sit around collecting dust. Inspiration: countryliving.com/cooking/about-food/homemade-food-gifts.

3. Ornaments: The salt dough kind is a fun activity for a 3-year-old because of its resemblance to Play-Doh, plus it involves using a rolling pin. Then there’s paper, craft sticks and foam balls that can be covered in glitter and fabric, bulbs that can be decoupaged or painted. Inspiration: bhg.com/christmas/ornaments/easy-christmas-ornaments.

4. Crafts: Obviously a broad category. A favorite idea I’ve found in my searches is to make homemade coasters out of ceramic tiles and scrapbook paper. A simple Web search for “homemade Christmas gifts” will yield hundreds — nay, thousands — of results. One of the best parts of craft gifts? They can be as difficult or simple as you choose, and you can personalize them to your liking. One of my favorite resources has been 100 Days of Homemade Christmas Gifts on the Happy Housewife blog: thehappyhousewife.com/home-management/homemade-christmas-gifts.

5. Practical gifts: I attended a holiday workshop not long ago by Opportunity Links, a local employment and training center. One of the presenters shared an idea I found brilliant: During tight financial times when she was struggling to afford Christmas gifts, she used to make homemade laundry soap from Fels-Naptha soap (she grated it herself), washing soda and Borax. She put it in pretty jars (see Item No. 1) and gave it to family members, who came back with their jars the next year requesting more. A recipe is available here: tlc.howstuffworks.com/home/homemade-laundry-soap.

Consider this a starting point for your frugal Christmas gift inspiration, and if there’s anything I missed, feel free to share. Happy creating!

If you have questions about a money-saving topic, ideas for future columns or tips to share, email me at amroy@ mncogannett.com.

Happy saving,

Abbey

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Traditions: A Wise Holiday Investment — Dec. 2, 2012

I, Abbey Roy, hereby take ownership of the harebrained idea to have folks submit their favorite unique holiday traditions to The Advocate and its sister papers for the story in today’s publication.

Ticking through my mental list of our family’s rituals (tromping through snowy acres to cut our own tree; making molasses cookies while listening and maybe dancing to Johnny Mathis and the Mormon Tabernacle Choir; driving around and ooh-ing and aah-ing at Christmas lights in the neighborhood after the Christmas Eve church service), I figured we’d have a slam dunk in no time.

Well, we did get a few slam dunks — just not as many as I’d hoped.

However, as I was contemplating the ones that did come in, it occurred to me that traditions are what make holidays special — not the season’s hottest toy. (A “duh” statement, yes, but worth exploring.)

And traditions seldom cost as much as the season’s hottest toy.

(Confession and full disclosure: This is the first year The Roys officially are springing for a “hot toy” for Christmas for our 3-year-old. Not intending to set a precedent for future years, to be sure. This toy does require batteries; it is not red, furry and googly-eyed with a full drum set, guitar and keyboard.)

One of my favorite responses to our request for traditions came from Dorothy Bussemer, of Zanesville, who is “91 years young,” according to her own description, and humorously recounted her family’s tradition, dating back to the Depression era and beyond, of eating oyster stew on Christmas Eve.

I never got to talk to Dorothy in person, but I could tell from her writing just how much that tradition meant to Dorothy, even though she hated the stew and fed it to her kitten instead.

Here is a follow-up she wrote to her original submission:

I remember something else Mother told me about the oyster stew … she told me that when she was a small child at home there wasn’t children in the family and times were hard but they always had oyster stew on Christmas Eve. Mother’s parents were English and if they wanted the oysters on Christmas Eve they would have them if that was all they had for Christmas.

Dorothy also wrote proudly of her parents, who were married in 1915, and made it evident how much she valued their Christmases together.

It caused me to wonder: If all I had to look forward to on Christmas Eve was oyster stew, would I really look forward to it at all?

And so we come back to the Bargain Advocate, whose job is to help folks stretch their dollars and make the most of their resources.

The Oyster Stew Tradition, obviously, was about much more than sitting down to a bowl of chunky stew to herald in Santa’s arrival. It was one of those things a family comes to depend on, to stick to even in hard times — to look forward to and be thankful for and count on year after year.

And I am of the firm belief that families who can create traditions like that (whether they revolve around oyster stew or ice cream or any non-food item or event) can learn to be happy regardless of how much or little they have.

Plus, the stories and memories of sneaking Oyster Stew to a kitten named Gorgeous last decades longer than the Season’s Hottest Toy (perhaps Dorothy could tell you what it was back then), meaning you’re surely getting your money’s worth.

What family traditions will you create this holiday season? I can’t wait to hear them.

If you have questions about a money-saving topic, ideas for future columns or tips to share, email me at amroy@ mncogannett.com.

Happy saving,

Abbey

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Posted in Chillicothe, Coshocton, Fremont-Port Clinton, Lancaster, Mansfield-Bucyrus, Marion, Newark, Zanesville | 3 Comments | | |

A Bargain Advocate ode to the holidays — Nov. 25, 2012

If you’re reading this, you have recovered from your Black Friday weekend shopping frenzy enough to let the coffee force your eyelids open to behold your Sunday breakfast of leftover sweet potato casserole (or are those carrots?) as you contemplate which sofa in the house will give you the fastest Internet access for your Cyber Monday deal pursuits.

Or you don’t much care about Thanksgiving sales, Black Friday deals, post-Thanksgiving clearances or Cyber Monday e-deals.

I might be the Bargain Advocate, but in general I find myself siding with the latter, mostly because I enjoy sleeping in and not being in large crowds (though this year, I may have been able to gain extra sympathy by being six months pregnant — emphasis on the “may”).

I thought about leaving you with some tips today to help you navigate Cyber Monday, but I think I did that in 2011, and you can find it with a simple Google search. (And if you’re planning on celebrating Cyber Monday, I shouldn’t need to explain to you what a Google search is).

So instead, I’m going to get contemplative.

Even though Thanksgiving is over, we’re entering the season of deals, deals and more deals; of shopping lists and budget stress and parties and planning and general mayhem. So to encourage you, whether or not you’re a dealseeker, to take a moment to slow down and enjoy the season, I wrote you a little something.

Enjoy, and please note that I’m not a historian and therefore claim immunity from any complaints about historical technicalities I might have botched. Just try to enjoy the spirit of the verse.

An Ode to Earlier Holiday Seasons

Were pilgrims thinking to themselves as they crossed the Atlantic waters

About the corn husk dolls they’d buy at trading posts for sons and daughters?

Did they get their Thanksgiving deals aboard the Mayflower via gull?

Or were they so sick of being on board they didn’t much care at all?

And when they stepped upon the shore of the country we inhabit,

Did they price-match for the lowest cost on a pair of fat jackrabbits?

It seems that, hundreds of years ago, when Brewster & Company landed,

There were quite a few things we now have they couldn’t take for granted:

Like health and wealth and food to eat and coats to warm our backs,

Or big-box stores with goodies piled to the ceiling racks.

When they celebrated that first Christmas, did they prepare for weeks?

Did the town crier announce the deals on turkeys, corn and leeks?

Did parents go to Cabin Depot with Edward and Constance in tow,

To find the year’s best tools and toys to tie up with a bow?

I’m no history expert, so I’ll give my best guess:

(You fill in the blanks to determine all the rest.)

That first holiday season on our country’s hallowed shores

Was probably filled with trials and a lion’s share of chores.

No iPads, smartphones, laptops or even HDTVs,

Just family, friends and hope they found by getting on their knees

And thanking their Creator for the freedom they had found;

A season of reflection on the blessings that abound.

So this year as you formulate your present-shopping plot

Be sure to take a moment to be thankful for what you’ve got.

If you have questions about a money-saving topic, ideas for future columns or tips to share, email me at amroy@ mncogannett.com.

Happy saving,

Abbey

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